PROMOTER: The Promoter is Co-op Insurance, a trading name of Co-op Insurance Services Limited; registered in England and Wales with registration number 4390. Registered office: 1 Angel Square, Manchester, M60 0AG. Co-op Insurance Services Limited is authorised and regulated by the Financial Conduct Authority under register number 779364
This promotion is provided and managed on the Promoter’s behalf by The Marketing Lounge Partnership Limited (MLP), (Company number 06467245) of The Cow Shed, Walnut Tree Farm, Lower Stretton, Cheshire, United Kingdom, WA4 4PG.

OPENING DATE: This promotion will operate from 11th December 2023.

THE OFFER: All New Customers who buy an Over 50 Life Insurance policy direct with Co-op (“Eligible Policy”) from 11th December 2023, will be eligible to receive either a £100 Amazon.co.uk Gift Cardor a £100 Argos eGift Card or £100 cheque (the “Offer”).
Restrictions apply, see www.amazon.co.uk/gc-legal

Your policy must be in force for a minimum of 6 months with premiums up to date.
A New Customer is someone who hasn’t got an existing Legal & General Over 50 Life Insurance policy bought through Co-op Insurance Services at the time of purchase of the Eligible Policy.

NOTIFICATION AND APPLICATION OF THE OFFER: There is no requirement to enter a promotional code when purchasing an Over 50 Life Insurance policy as Legal & General will identify all Eligible Customers.
Only one £100 Amazon.co.uk Gift Card, £100 Cheque or £100 Argos eGift Card per Eligible Policy bought, which will be subject to their own Terms and Conditions.

HOW TO REDEEM: Eligible Customers will receive a ‘How to Claim’ email or letter within 15 days of their policy passing the eligible 6 month period, which will include offer details, information on how to select and redeem the offer and associated T&Cs.
Customers will have 30 days from the date the email was sent to choose which offer they would like. If the customer hasn’t selected which Offer they would like within the first 15 days of receiving their ‘How to Claim’ email/letter, a ‘Reminder’ email/letter will be sent to advise they only have 15 days remaining to make their choice.
Within this communication, customers will be directed to a website hosted by MLP where they will be directed to click on ‘choose me’ for either a £100 Amazon.co.uk Gift Card or a £100 Argos eGift Card or £100 Cheque.
Once the customer has selected their chosen Offer, they will be directed to a page with their gift code and provided with details on how to redeem and expiry information.
A courtesy gift email will be sent to the customer which will include their chosen Offer details.

ADDITIONAL TERMS: The Offer has no cash value and cannot be exchanged for cash, or an alternative choice.
You must notify us if there are any issues with receiving your offer within 12 months of your policy start date, contact information can be found here(Link opens in a new tab). Where you fail to contact us within 12 months of your policy start date, we may in our absolute discretion refuse to fulfil the Offer without liability to you.
The terms and conditions of this offer do not alter or vary the terms and conditions of any Eligible Policy bought.

Fraud and abuse relating to the Offer may result in the forfeiture of the Amazon.co.uk Gift Card, the Cheque or the Argos eGift Card and termination of the insurance contract/Eligible Policy.
The sourcing and delivery of the Offer will be fulfilled by The Marketing Lounge Partnership Limited (MLP) of The Cow Shed, Walnut Tree Farm, Lower Stretton, Cheshire WA4 4PG on behalf of Co-op Insurance. MLP are, as defined in the General Data Protection Regulation ((EU) 2016/679), the Data Processor and Co-op Insurance will be required to pass some of your personal information to The Marketing Lounge Partnership to fulfil the Offer. By accepting the Offer, you agree to give consent for this information to be shared.
EXCLUSIONS: This Offer is for new Legal & General Over 50 Life Insurance customers bought through Co-op only.
Policies bought via price comparison websites or cashback sites are not eligible for this Offer.
If you cancel within 6 months of the policy start date, you will not be eligible to receive the Offer.
For the avoidance of doubt, Eligible Policies bought in conjunction with Co-op Membership exclusive offers will still be eligible for this Offer.
The underwriter reserves the right to decline any application for any insurance policy at its absolute discretion and is not obliged to disclose any reason for rejection.

CANCELLATION OR WITHDRAWAL: Co-op Insurance reserves the right to withdraw, modify or terminate this Offer, without notice, in whole or in part in the event that it is necessary to do so, or if the uptake of the Offer exceeds expectations.

CHANGES TO THESE TERMS AND CONDITIONS: We reserve the right to amend these terms and conditions at any time. Revised terms and conditions will be available at www.coop.co.uk/over50offer. It is your responsibility to keep up to date with any such changes.
If any paragraph in these terms and conditions is found by any court or administrative body of competent jurisdiction to be invalid or unenforceable, such invalidity or unenforceability shall not affect the other paragraphs of these terms and conditions, which shall remain in full force and effect.

RELEVANT LAW: These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. The Courts of England and Wales shall have exclusive jurisdiction in connection with these terms and conditions.

1. eGift Cards may be redeemed in full or part payment for goods in any UK Argos store or online at argos.co.uk, including current promotional offers, at the prevailing prices listed.
2. eGift Cards cannot be used for purchases made over the phone.
3. eGift Cards cannot be used for the purchase of other gift cards or vouchers.
4. eGift Cards cannot be redeemed in ROI.
5. This eGift Card is not a credit, debit or cheque guarantee card, cannot be redeemed for cash or returned under the Argos 30 Day Guarantee and cannot be re-sold or re-tendered. This will not affect your statutory rights.
6. Please see expiry date on the eGift Card.
7. Argos Ltd reserve the right to decline or withdraw the eGift Card at any time.
8. Treat this eGift Card like cash, Argos Ltd cannot be held liable for lost, stolen or damaged eGift Cards and they will not be replaced.
9. To check your balance at any time please sign into your account at argos.co.uk and use the balance checker.
10. Please see full terms and conditions at www.argos.co.uk/help/terms-and-conditions(Link opens in a new tab).

1. Redemption
Amazon.co.uk Gift Cards and Gift Vouchers (including products branded as Gift Certificates) ("Gift Cards") may only be redeemed toward the purchase of eligible products on www.amazon.co.uk or other Amazon stores as designated by us from time to time (such as Amazon 4-star). Purchases are deducted from the redeemer's Gift Card balance. Any unused Gift Card balance will be placed in the redeemer's Amazon.co.uk account. If a purchase exceeds the redeemer's Gift Card balance, the remaining amount must be paid with another payment method. Amazon EU S.à r.l. or its affiliates ("we", "us", and "our") may provide Gift Card purchasers with information about the redemption status of Gift Cards that they purchase. To view your Gift Card balance, visit Your Account on Amazon.co.uk. No fees apply to Gift Cards.
2. Limitations
Gift Cards, including any unused Gift Card balances, expire ten years from the date of issuance. Gift Cards may not be redeemed for the purchase of products at www.amazon.at, www.amazon.com.br, www.amazon.ca, www.amazon.cn, www.amazon.com, www.amazon.de, www.amazon.es, www.amazon.fr, www.amazon.in, www.amazon.it, www.amazon.co.jp, www.amazon.com.mx, or any other website owned and operated by us, our affiliates, or any other person or entity, except as indicated by these terms and conditions. Gift Cards cannot be used to purchase other gift cards. Gift Cards cannot be reloaded, resold, transferred for value, used for unauthorised commercial purposes, including to facilitate the resale or shipment of goods from Amazon.co.uk, redeemed for cash, or used in a manner otherwise prohibited by our Amazon.co.uk Gift Cards Restrictions and Prohibited Activities policy. Unused Gift Card balances in an Amazon.co.uk account may not be transferred to another Amazon.co.uk account.
3. Risk of Loss
The risk of loss and title for Gift Cards pass to the purchaser upon our electronic transmission of the Gift Card to the purchaser or designated recipient, or our delivery to the carrier, whichever is applicable. We are not responsible if any Gift Card is lost, stolen, destroyed or used without your permission.
4. Fraud
We will have the right to close customer accounts and take payment from alternative forms of payment if a fraudulently obtained Gift Card is redeemed and/or used to make purchases on Amazon.co.uk or any of its affiliated websites set forth above.
5. Limitation of Liability
WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO GIFT CARDS, INCLUDING WITHOUT LIMITATION, ANY EXPRESS OR IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. IN THE EVENT A GIFT CARD IS NON-FUNCTIONAL, YOUR SOLE REMEDY, AND OUR SOLE LIABILITY, WILL BE THE REPLACEMENT OF SUCH GIFT CARD. IF APPLICABLE LAW DOES NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.
6. General Terms
The Amazon.co.uk Conditions of Use & Sale apply. Gift Cards are issued by Amazon EU S.à r.l., a Luxembourg entity. When you purchase, receive or redeem a Gift Card, you agree that the laws of the Grand-Duchy of Luxembourg will govern these Gift Card terms and conditions. If you are a consumer and have your habitual residence in the European Union, you additionally enjoy the protection afforded to you by mandatory provisions of the law of your country of residence. We reserve the right to require additional verification of your identity, Gift Card or account ownership, or provision of an additional payment instrument, before you are able to apply a Gift Card to your account or your Amazon.co.uk Gift Card Balance to a purchase. We reserve the right to change these terms and conditions from time to time in our discretion. All terms and conditions are applicable to the extent permitted by law.
7. Previously Issued Gift Cards
Gift Cards issued on or after July 1, 2013 may be redeemed toward the purchase of eligible products up to ten years from the date of issuance, notwithstanding any stated expiration date. Any Gift Cards issued prior to July 1, 2013 expire in accordance with their stated terms.

If you choose the £100 cheque, this will be sent in the post to the address you supply when you choose this option. You’ll typically receive your how to claim email within 15 days after you’ve made each of your 6 monthly payments. Claimants should allow up to 15 days for delivery of the Cheque from the date of submitting their full name and postal address.

The cheque will be made out in the policy holder’s name. As the policy holder, you will need to have a bank account open in your own name, to be able to bank the cheque. Once the cheque is chosen as the gift, the customer will need to provide MLP with their full name linked to their bank account and postal address via a data capture form. To find out more about how MLP collect and store data, please refer to our Privacy Policy(Link opens in a new tab).

The cheque will be valid for 6 months from the date of issue and should be cashed within this period of time. After this time has passed, you will not be able to cash your cheque.

If you cannot bank a cheque in your own name, you should not choose this option.